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post #1 of 42 (permalink) Old 12-28-2016, 10:15 PM Thread Starter
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Going to buy a house in the suburb. Need help.

Hi,

We are living in a small rented apartment. My son is 5 years old now. We are thinking about buying a new house in the suburbs.

Originally we had that idea when our son was born. but had to drop because we were not financially solid. Now we are in a position to handle the budget. Our son is growing up fast and I think growing up in a neighborhood will benefit him.

As said, we are thinking about getting a mortgage loan for buying the house. I was going through the instructions for obtaining a loan and found this page about down payment and appraisals. https://www.butlermortgage.ca/mortga...e-home-buyers/ What are the major differences when it comes to the economic benefits in the long term? I heard somewhere that opting for a long duration and lower down payments can help in cutting down on taxes.

So, please help us on this matter. Has anyone bought a house on loan? How did it go?

Tanks in advance.
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post #2 of 42 (permalink) Old 03-21-2017, 07:08 PM
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Buying a house is big financial decision. Some people delay this decision as they would like to buy from own funds. i hope these articles would help you in your decision:
http://www.investopedia.com/articles...s-mortgage.asp

http://www.nitinbhatia.in/home-loan/...ith-home-loan/
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post #3 of 42 (permalink) Old 09-09-2017, 04:14 PM
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I just saw your post. It's been a while. Did you already buy or did you end up staying in the apartment to keep looking for a home to buy?

If you are still looking I'd be happy to share some advice.

Best,
Cliff


Quote:
Originally Posted by Planetgreen View Post
Hi,



We are living in a small rented apartment. My son is 5 years old now. We are thinking about buying a new house in the suburbs.



Originally we had that idea when our son was born. but had to drop because we were not financially solid. Now we are in a position to handle the budget. Our son is growing up fast and I think growing up in a neighborhood will benefit him.



As said, we are thinking about getting a mortgage loan for buying the house. I was going through the instructions for obtaining a loan and found this page about down payment and appraisals. https://www.butlermortgage.ca/mortga...e-home-buyers/ What are the major differences when it comes to the economic benefits in the long term? I heard somewhere that opting for a long duration and lower down payments can help in cutting down on taxes.



So, please help us on this matter. Has anyone bought a house on loan? How did it go?



Tanks in advance.





Sent from my iPad using Tapatalk
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post #5 of 42 (permalink) Old 06-09-2021, 01:59 AM
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They all contain such insusceptibility boosting phytonutrients as nutrient C and carotenoids. Bosom feed your child upgrades antibodies and white platelets.I'm prepared to successfully make my child sound. vinyl fence
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post #6 of 42 (permalink) Old 06-09-2021, 11:01 AM
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Great post!

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post #7 of 42 (permalink) Old 06-09-2021, 11:05 AM
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Mr Beau Loves this post!

can you see what I'm posting or do I have to make an account first?
I'd like to talk more about this subject? Anyone have some opinions on what was said here?
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post #8 of 42 (permalink) Old 06-09-2021, 11:07 AM
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post #9 of 42 (permalink) Old 06-13-2021, 09:38 PM
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We are in the process of buying a new home in Brentwood. Putting at least 10% down is a good option. There are things you can do to help lower your interest rate which helps in the long run. Just keep in mind that when you own your own home, you're always going to have expenses (some planned, but most unexpected) so be sure to factor things into your budget like roof maintenance, appliance repair, pressure washing, and HVAC maintenance.
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post #10 of 42 (permalink) Old 06-25-2021, 07:44 PM
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Buying a home is so exciting and scary at the same time. The advantage of taking a loan for a longer duration with lower payments, is if you hit a hard time, you will be in better shape to make the payment. When you are in good times financially, you have money to invest into your home, such as sanding and refinishing hardwood floors or making additional payments.
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post #11 of 42 (permalink) Old 06-27-2021, 05:36 PM
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So did you end up moving into the apartment with your 5 year old? Our family decided against a big house and opted for a mid size and couldn't have been happier. Just make sure you keep your yard safe for your children! Proper
Stump Removal Is very important to prevent injuries and accidents.
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post #12 of 42 (permalink) Old 07-14-2021, 08:27 AM
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post #13 of 42 (permalink) Old 07-28-2021, 01:17 PM
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post #14 of 42 (permalink) Old 07-30-2021, 01:55 PM
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Can anyone share their experience in building a house?
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post #15 of 42 (permalink) Old 07-30-2021, 02:04 PM
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I think it is more profitable to buy a built house
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post #16 of 42 (permalink) Old 07-30-2021, 02:09 PM
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I recently built a house and was looking for a company to build, I thought this would be the hardest part, but it turns out that finding a good mortgage broker in London is much more difficult. A lot of scammers are trying to profit from this, trying to slip another contract with an inflated rate, in general, huge troubles. So I advise you to think about this in advance so as not to make yourself problems. In general, it is better not to build but to buy a finished house
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post #17 of 42 (permalink) Old 09-03-2021, 05:40 AM
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post #18 of 42 (permalink) Old 10-06-2021, 03:07 AM
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I really loved it here but are there any recent updates? Thanks
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post #19 of 42 (permalink) Old 10-07-2021, 10:15 AM
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Suburbs are where its at. Bunch of real estate opportunities. We also operate in the Schaumburg suburb for kitchen remodeling. https://www.schaumburgkitchens.com/
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post #20 of 42 (permalink) Old 10-15-2021, 03:44 AM
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I was going through the instructions for obtaining a loan and found this page about down payment and appraisals Click here
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